For UK investors
Get rich.
Tax free.
(Yes, really.)
No offshore accounts. No loopholes. No jail time. Just ISAs, LISAs, SIPPs, and the other perfectly legal ways HMRC lets you keep more of your money.
⏰ ISA deadline: 5 April — 14 days to use your £20,000 allowance before it disappears.
Calculate your savings →- ✓ Legitimate UK tax law only
- ✓ Not financial advice — do your own research
- ✓ Updated for the 2026/27 tax year
- ✓ No accounts, no ads, no agenda
Everything you need
Tools and guides covering every major UK tax-free account.
ISA Calculator
See exactly how much more you keep by sheltering investments inside a Stocks & Shares ISA versus a taxable account.
🏠LISA Bonus Calculator
The government adds 25% on top of your contributions. Model your first-home purchase or retirement pot.
🧾SIPP Tax Relief
Basic rate, higher rate, or additional rate taxpayer? Find out how much HMRC effectively chips in to your pension.
⚖️Account Comparison
ISA, LISA, SIPP, Junior ISA — side by side with contribution limits, rules, and who each one suits.
📚Plain-English Guides
No jargon. No sales pitch. Just clear explanations of how to keep more of what you earn and invest.
🔤Glossary
From allowance to VCT — every term you'll encounter when navigating UK tax-efficient investing.
2026/27 allowances at a glance
ISA
£20,000
per tax year
LISA
£4,000
+ 25% bonus
Junior ISA
£9,000
per child
CGT allowance
£3,000
before tax applies
Start here
No prior knowledge needed.
What is an ISA?
The Individual Savings Account explained from scratch — including the four types and the £20,000 annual allowance.
First-time buyersLISA Explained
The Lifetime ISA gives you a 25% government bonus. Here's how to qualify, the limits, and the withdrawal penalty trap.
IntermediateBed and ISA
Already holding investments outside an ISA? This one move can shelter them from future tax — without selling permanently.
Your ISA allowance resets on 6 April.
Use it or lose it. See how much tax-free growth you could be missing out on.
Open the ISA Calculator